How to Store Physical Gold
NGB Hong Kong Desk·Published ·Updated
Once you own physical gold, storage becomes a practical question of security, access and cost. Each option involves a trade-off.
Home storage
Storing at home gives immediate access and no ongoing fee, but places security and insurance entirely on you. A quality safe, discretion, and confirming that your household insurance covers bullion are the minimum requirements.
Bank safe deposit boxes
Safe deposit boxes are widely used in Hong Kong and offer strong physical security at a predictable annual cost. Access is limited to banking hours, and contents are generally not insured by the bank by default.
Private vaults
Specialist vault operators offer segregated or allocated storage with insurance and longer access hours. Costs are usually charged as a percentage of value or a flat annual fee.
Records and packaging
Whichever option you choose, keep invoices, serial numbers and assay packaging together and stored securely. Complete documentation speeds up any future sale.